Exceptional Choice. Unparalleled Service. Exclusively Dental.
Imagine a dental benefits plan flexible enough that its members choose the dentists and services they want, yet it costs no more. Imagine that same plan lets employers control costs with customized parameters. That's exactly what Midwest Dental Benefits (MDB) provides. We are a leading Third Party Administrator of dental benefits, exclusively.
Unlike rigid PPO or HMO dental plans, we offer self-funded group* dental plans. Self-funding simply means that an employer and the employees can share in funding an account from which dental benefits are reimbursed. (The employer can also choose to fully fund the account or have the employees fund virtually all of it.)
Here's how it works: An employee or family member visits the dentist and receives dental care. The claim is submitted to your plan administrator (like MDB), usually by the dentist. The plan administrator (MDB) processes the claim, determines the plan and patient responsibility and writes a check from the plan fund you have set up. The employee and dental office receive an explanation of benefits, usually within seven days, if MDB is the administrator.
As an exclusive dental benefits administrator, no other products or services interfere with what we do. We are fast, efficient and always responsive to our customers' needs.
For impeccable service and the broadest choice, go with an exclusive dental benefits administrator. Contact Midwest Dental Benefits today at 800-836-4098 or mdb@mdbtpa.com.
* Midwest Dental Benefits does not offer individual/single coverage plans.